微众银行app 微众银行上线APP 微众卡正式出炉

开通卫中银行电子账户，用户首先需要绑定微信或手机QQ，然后输入自己的基本个人信息，最后绑定传统的银行储蓄卡，基本和绑定支付宝或微信的银行卡一样。完成以上三个步骤后，用户将获得一个19位的微公众卡号。

值得一提的是，绑定第一张银行卡只需要通过短信验证码，但是从绑定第二张银行卡来看，需要先通过人脸验证。

据悉，唯众卡只能办理存款、理财、房贷还款等。，并在威众卡与其他同名银行的绑定账户之间转账。目前不支持刷卡和转账功能。

郑信林向科技承认，银行电子账户管理办法尚未出台，卫中银行的App还是比较保守的。管理办法出台后，将根据相应规定推出更多银行服务功能。

郑信林还向科技透露，卫忠银行的App每个月都会推出新产品，预计贷款产品将在11月左右推出。

另外，卫中银行的App并没有推出卫中银行之前推出的小额贷款产品。“手机QQ和微信内嵌的小额信贷体验会更好，所以目前没有让小额信贷出现在卫忠银行App上的打算。”郑信林告诉technology，“伟众银行有两大产品策略，一是直接嵌入QQ和微信，二是开发独立的App。”

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